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How ROSCA Works
A simple guide to understanding rotating savings and credit associations
Simple 4-Step Process
Get started with ROSCA in minutes
STEP 1
Join or Create a Group
Join an existing ROSCA group or create your own. Set contribution amounts, rotation frequency, and member limits.
STEP 2
Make Regular Contributions
Each member contributes a fixed amount at regular intervals (daily, weekly, or monthly) as agreed by the group.
STEP 3
Rotation Schedule
Members receive the pooled funds in rotation. The order can be predetermined, random, or based on need.
STEP 4
Receive Your Share
When it's your turn, you receive the total pooled contributions from all members for that rotation period.
Frequently Asked Questions
Everything you need to know about PayWallet ROSCA
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