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How ROSCA Works

A simple guide to understanding rotating savings and credit associations

Simple 4-Step Process

Get started with ROSCA in minutes

STEP 1

Join or Create a Group

Join an existing ROSCA group or create your own. Set contribution amounts, rotation frequency, and member limits.

STEP 2

Make Regular Contributions

Each member contributes a fixed amount at regular intervals (daily, weekly, or monthly) as agreed by the group.

STEP 3

Rotation Schedule

Members receive the pooled funds in rotation. The order can be predetermined, random, or based on need.

STEP 4

Receive Your Share

When it's your turn, you receive the total pooled contributions from all members for that rotation period.

Frequently Asked Questions

Everything you need to know about PayWallet ROSCA

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