Privacy Policy

1. Introduction

PayWallet ROSCA ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our ROSCA (Rotating Savings and Credit Association) platform and services.

By using PayWallet ROSCA, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

Personal Information

• Name, email address, and phone number
• Government-issued identification documents
• Date of birth and address
• Financial information (bank accounts, contribution history)
• ROSCA group membership information

Technical Information

• IP address and device information
• Browser type and version
• Usage data and analytics
• Cookies and similar tracking technologies

3. How We Use Your Information

We use the collected information for:

• Managing ROSCA groups and memberships
• Processing contributions and payouts
• Verifying identity and preventing fraud
• Communicating with you about your groups and contributions
• Improving our platform and user experience
• Complying with legal and regulatory requirements

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit and at rest
• Regular security assessments and audits
• Access controls and authentication mechanisms
• Employee training on data protection

5. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate data
• Request deletion of your data
• Object to processing of your data
• Data portability

6. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: privacy@paywallet.com
Address: 123 Financial District, Suite 100, City, Country