PayWallet Rounds · Mukando, digital
Your round.
Your turn. Your money.
Digital rounds (mukando) for Zimbabwean communities. Save with people you trust, get paid when it's your turn, and build ROSCA credit with every contribution.
Secure, transparent, and fair — for every member.
This round's pool
US$4,800
Round 4 of 12
Tariro paid in
US$400 · on time
It's your turn!
Payout US$4,800 sent
0K+
Active rounds (target)
0M+
Group savings goal
0K+
Members (target)
0.0%
Uptime target
Everything for your round
Rounds, run properly
Whether you call it a round, mukando, stokvel, or ROSCA — these tools keep it fair, transparent, and easy to run.
Run Your Round
Start a round with friends, family, church mates, or workmates — clear rules, clear roles, zero drama.
Track Every Contribution
Real-time balances, automatic calculations, and reminders so nobody forgets their turn to pay in.
Fair Rotation, Always
Automated payout order everyone can see. No arguments about whose turn it is — the round decides.
Build ROSCA Credit
Every on-time contribution builds your credit record — unlock bigger rounds and shopping credit over time.
Secure & Transparent
Bank-grade security with a full audit trail of every contribution and payout in your round.
Made for Mobile
Run your round from your phone — contribute, check the pool, and get payout alerts on the go.
Simple as passing the pot
How rounds work
The savings tradition you already know — mukando in Zimbabwe, stokvels in South Africa — now digital, transparent, and fair.
01
Create or Join a Round
Start a round with people you trust — or join one that fits your budget and goals.
02
Set the Contribution
Agree on the amount and schedule that works for every member. Weekly or monthly — you choose.
03
Pay In Each Round
Contribute on time with secure payments and automatic reminders. Every payment is recorded.
04
Get Paid Your Turn
When your turn comes, the full pool lands in your account. That's the magic of rounds.
All about ROSCA credit
Your rounds build your credit
Millions save in rounds every month, but that discipline never shows up on a credit report. PayWallet changes that — every on-time contribution becomes proof you can be trusted.
Every payment counts
On-time contributions are recorded and build your PayWallet ROSCA credit history — automatically.
Grow your credit score
A strong rounds record grows your score, so the system can trust you with more.
Unlock more with your rounds
Good standing unlocks bigger rounds, early payout positions, and shopping credit with partner stores.
ROSCA credit score
0
36 on-time contributions
3 rounds completed
Shopping credit unlocked
Plan your round
Estimate your pool, your payout, and total savings before you start your round.
Rounds calculator
Estimate your round's pool and payout when it is your turn.
Pool each round
US$6,000
Your payout (your turn)
US$6,000
Total contributed over 12 rounds (all members)
US$72,000
Why PayWallet Rounds?
- Easy round creation and member management
- Automated contribution tracking and reminders
- Fair, transparent rotation scheduling
- ROSCA credit that grows with every on-time payment
- Real-time balances and full transaction history
- Mobile-ready for on-the-go access
Ready to join a round?
Tell us about your round and we'll help you get set up in minutes.
Simple, transparent pricing
Choose the plan that fits your round. No hidden fees.
Free
Perfect for small groups getting started
Free
- Up to 3 groups
- 10 members per group
- Core ROSCA features
- Email support
Plus
For growing groups that need more room
US$20/mo
- Up to 10 groups
- 50 members per group
- Payment reminders
- Basic reporting
- Priority email support
Business
For organisations running many circles
US$50/mo
- Up to 50 groups
- 100 members per group
- Advanced analytics
- Audit trails
- Priority support
Ready to start your round?
Mukando, stokvel, ROSCA — whatever you call it, PayWallet makes it easy. Join thousands saving together in rounds.