Member portal · per-user plans
ROSCA pricing that scales with your circles
FREE starts you with one group and one round — join up to three. PLUS and BUSINESS unlock unlimited create and join, plus loans, payroll, and analytics. Billed per member account via FinOps.
FREE: 1 group create · 1 round create · join max 3
Free
FREE$ 0/ mo
Start one group — join up to three
- Create 1 group + 1 round
- Join up to 3 groups
- Fixed rotation · manual contribute
- Invites & member portal
Most popular
Plus
PLUS$ 5.99/ mo
Unlimited groups for growing circles
- Unlimited groups & rounds
- Unlimited group joins
- Loans, reports & payment reminders
- Bid / need / random rotation policies
- Meetings, social fund & shares
Business
BUSINESS$ 9.99/ mo
Payroll, analytics, and org-scale circles
- Everything in Plus
- Payroll deductions & reconciliation
- Advanced analytics & audit trails
- Hybrid & weighted rotations
- Priority support
Plan CTAs open member signup, then checkout for PLUS or BUSINESS. You can stay on FREE anytime. Hit a FREE join limit? Upgrade or leave a non-active group.
Full feature comparison
Side-by-side FREE, PLUS, and BUSINESS — aligned to plan limits.
| Feature | Free | Plus | Business |
|---|---|---|---|
| Limits | |||
| Groups you can create | 1 | Unlimited | Unlimited |
| Rounds you can create | 1 | Unlimited | Unlimited |
| Groups you can join | Max 3 | Unlimited | Unlimited |
| Leave non-active group to free a join slot | N/A | N/A | |
| Core | |||
| Member portal & wallet | |||
| Invites & join by code | |||
| Fixed rotation | |||
| Manual contributions | |||
| Contributions, payouts & penalties | |||
| Payments | |||
| Automated payments | When rails live | When rails live | |
| Card / mobile money contribute | Optional when configured | Optional when configured | |
| Manual ledger contribute | |||
| Payment reminders | |||
| Payroll deductions | |||
| Rotation | |||
| Bid / need / random rotations | |||
| Hybrid & weighted rotations | |||
| Growth | |||
| Round loans | |||
| Reports | |||
| Meetings, social fund & shares | |||
| Advanced analytics | |||
| Audit trails | |||
| Support | |||
| Email support | |||
| Priority support | |||
Ready to start a circle?
Create your free member account, or jump straight to Plus checkout after signup.