Built for Regulatory Excellence
Paywallet is designed from the ground up to help lenders maintain compliance with federal and state regulations while scaling their operations.
Comprehensive Regulatory Coverage
Stay compliant with all major federal and state lending regulations.
TILA / Regulation Z
Full compliance with Truth in Lending Act requirements for disclosure and APR calculations.
RESPA
Real Estate Settlement Procedures Act compliance for mortgage-related transactions.
FCRA
Fair Credit Reporting Act compliance for credit reporting and adverse action notices.
ECOA / Regulation B
Equal Credit Opportunity Act compliance to prevent discrimination in lending.
State Lending Laws
Comprehensive support for state-specific lending regulations across all 50 states.
CCPA / GDPR
Consumer privacy regulation compliance for data protection and privacy rights.
GLBA
Gramm-Leach-Bliley Act compliance for consumer financial privacy.
UDAAP
Unfair, Deceptive, or Abusive Acts or Practices monitoring and prevention.
Compliance Built Into Every Feature
Automated compliance tools that work seamlessly with your lending operations.
Automated Disclosures
Generate compliant disclosure documents automatically based on loan type and jurisdiction.
Audit Trails
Comprehensive logging of all system activities for regulatory examination.
Rate & Fee Compliance
Built-in validations for usury limits, fee caps, and rate regulations.
Reporting & Analytics
Pre-built reports for regulatory filings and compliance monitoring.
Multi-State Lending Compliance
Navigate the complex landscape of state lending regulations with confidence. Our platform automatically applies the correct rules, rates, and disclosures based on the borrower's state.
From usury limits to required disclosures, Paywallet handles the complexity so you can focus on growing your lending business.
Automatic State Compliance
Need Help with Compliance?
Our compliance team is here to help you navigate regulatory requirements and ensure your lending operations are fully compliant.