Buy Now, Pay Later

Flexible Payments for Modern Commerce

Launch and scale your BNPL program with our comprehensive platform. Increase conversions, grow basket sizes, and delight customers.

Your Cart

$480.00

Pay in 4
4 payments of $120
0% APR
Monthly Plan
6 payments of $85
9.9% APR

Instant approval • No impact on credit score

$10B+
Transaction Volume
15M+
Consumer Accounts
50K+
Merchant Partners
85%
Approval Rate

Complete BNPL Platform

Everything you need to launch and manage a successful BNPL program.

Merchant Integration

Seamless checkout integration with major e-commerce platforms and POS systems.

Flexible Installments

Configure custom payment schedules from pay-in-4 to 12+ month financing options.

Instant Decisions

Real-time underwriting with instant approval decisions at checkout.

Mobile-First Experience

Optimized mobile checkout flow for higher conversion rates.

Multi-Currency Support

Global BNPL programs with localized payment methods and currencies.

Fraud Prevention

Advanced fraud detection and risk scoring to protect your business.

Flexible Payment Options

Offer your customers the payment flexibility they want.

Most Popular

Pay in 4

Split purchases into 4 interest-free payments over 6 weeks.

Term
6 weeks
Interest
0% APR

Monthly Plans

Longer-term financing for larger purchases with low APR.

Term
3-12 months
Interest
Low APR

Pay Later

Deferred payment options letting customers pay after delivery.

Term
14-30 days
Interest
0% APR

For Merchants

  • Increase average order value by 30-50%
  • Boost conversion rates at checkout
  • Attract new customer segments
  • Zero fraud liability for merchants
  • Same-day settlement available
  • Dedicated merchant portal

For Consumers

  • No hidden fees or compound interest
  • Instant approval at checkout
  • Easy payment tracking via app
  • Build credit responsibly
  • Flexible payment scheduling
  • Early payoff with no penalties

Calculate installment payments

Use our interactive calculator to estimate BNPL payment schedules and total costs.

BNPL payment calculator

Split a purchase into instalments and see total cost

$25,000.00
$1,000$100,000
8.5%
1%30%
36 months
6 months84 months

Payment Summary

Monthly Payment$789.19
Total Interest$3,410.78
Total Payment$28,410.78

Payment Breakdown

Principal
Interest

Ready to Launch Your BNPL Program?

Join thousands of merchants offering flexible payment options to their customers.