Credit Programs
Credit Card Programs
Launch and manage full-featured credit card programs with real-time transaction processing, rewards, and complete lifecycle management.
Complete credit card infrastructure
Everything you need to launch, manage, and scale credit card programs.
Card Issuance
Issue virtual and physical cards with customizable card programs and BIN sponsorship options.
Reward Programs
Configure cashback, points, and tiered reward structures with real-time accrual tracking.
Revolving Credit
Full revolving credit management with statement cycles, minimum payments, and grace periods.
Fraud Prevention
Real-time transaction monitoring, velocity checks, and automated fraud detection rules.
Multi-Currency
Support international transactions with dynamic currency conversion and FX rate management.
Real-Time Alerts
Instant notifications for transactions, payment due dates, and spending limit thresholds.
Advanced capabilities
Statement Generation
Automated monthly statements with detailed transaction breakdowns and payment summaries.
Credit Limit Management
Dynamic credit limit adjustments based on usage patterns and creditworthiness.
Dispute Resolution
Streamlined chargeback and dispute management workflow with regulatory compliance.
Promotional APRs
Configure introductory rates, balance transfer offers, and promotional periods.
99.99%
Transaction uptime
<50ms
Authorization time
10M+
Cards issued
PCI-DSS
Level 1 certified
Calculate your payments
Use our interactive calculator to estimate monthly payments and interest costs for revolving credit.
Credit card payoff calculator
Estimate monthly payments to clear a revolving balance
Payment Summary
Payment Breakdown
Ready to launch your credit card program?
See how Paywallet can help you build and scale modern credit card products.