Resources

Product Roadmap

See what's coming next to PayWallet. We're continuously improving our platform with new features, integrations, and enhancements.

View current features

Available Now

These features are currently available and ready to use.

Core Banking

Complete banking operations with loans, savings, and accounting

ROSCA Management

Full ROSCA group and contribution management

Multi-Tenant Architecture

Complete tenant isolation and management

Payment Processing

Multi-provider payment processing via FinOps

Billing & Invoicing

Automated billing and invoice management

API-First Platform

Comprehensive REST APIs with Swagger documentation

Coming Soon

Planned features and enhancements coming to PayWallet.

Item-Based Lending

Planned
Q2 2025FinOps Module

Loans tied to physical items with inventory management. Track items, manage loan cards, and handle item-based loan products.

  • Inventory management system
  • Loan card processing
  • Item tracking and lifecycle
  • Integration with FinOps payment module

Cash Management

Planned
Q2 2025FinOps Module

Dedicated cash management module with daily reconciliation, cash flow tracking, and automated reporting.

  • Daily cash reconciliation
  • Cash flow tracking and reporting
  • Automated reconciliation workflows
  • Integration with accounting system

Biometric Authentication

Planned
Q3 2025Security

Enhanced security with fingerprint authentication using Mantra MFS100 scanner and other biometric devices.

  • Fingerprint scanner integration
  • Multi-factor authentication
  • Hardware device support
  • Enhanced security workflows

Cloud Synchronization

Planned
Q3 2025Infrastructure

Real-time data synchronization between local and cloud environments with multi-device support.

  • Real-time cloud sync
  • Multi-device data synchronization
  • Automated backup and recovery
  • Conflict resolution

Additional Payment Providers

In Progress
Q1 2025FinOps Module

Expand payment provider support with PayPal, additional mobile money providers, and regional payment gateways.

  • PayPal integration
  • Additional mobile money providers
  • Regional payment gateways
  • Payment provider management UI

Advanced Workflow Automation

Planned
Q4 2025Platform

Enhanced workflow automation with visual workflow builder and advanced business process management.

  • Visual workflow builder
  • Advanced BPMN support
  • Custom workflow templates
  • Workflow analytics

Release Timeline

Our planned release schedule for major features and enhancements.

Q1

Q1 2025

Current
  • Additional Payment Providers
  • Platform Enhancements
Q2

Q2 2025

Upcoming
  • Item-Based Lending
  • Cash Management
Q3

Q3 2025

Planned
  • Biometric Authentication
  • Cloud Synchronization
Q4

Q4 2025

Planned
  • Advanced Workflow Automation
  • AI/ML Features

ProLoan.io Integration

Many planned features are part of our ProLoan.io integration strategy. Item-based lending, cash management, and biometric authentication will be implemented as modules within the FinOps service, maintaining our modular monolith architecture.