Credit Programs

Lines of Credit

Offer flexible revolving credit products with real-time draw management and automated repayment tracking.

Complete line of credit management

Tools to manage revolving credit products from origination to payoff.

Draw Management

Track available credit, draws, and repayments in real-time.

Revolving Credit

Support true revolving credit with automatic limit refresh on repayment.

Instant Draws

Enable instant draws with configurable approval workflows.

Flexible Terms

Configure interest-only periods, minimum payments, and payment schedules.

Utilization Tracking

Monitor credit utilization and set automated limit adjustments.

Risk Controls

Set draw limits, cooling-off periods, and fraud prevention rules.

Line of Credit Calculator

Model credit utilization and repayment scenarios for your customers.

Line of Credit Calculator
Plan your draws and repayments
$25,000
$10,000
18%
Credit Utilization
Good

40.0%

Available Credit

$15,000

Monthly Interest

$150.00

Principal Payment

$350.00

Payoff Time

24 mo

Total Interest to Pay Off

$2000.00

Ready to launch your line of credit product?

See how Paywallet can help you build flexible credit offerings.