Credit Programs

Installment Loans

Manage the full lifecycle of installment loans with configurable terms, flexible payment schedules, and automated servicing.

Complete installment loan management

Everything you need to originate, service, and manage installment loans.

Flexible Amortization

Support any amortization schedule—standard, balloon, interest-only, or custom.

Payment Scheduling

Configure payment frequencies—monthly, bi-weekly, weekly, or custom schedules.

Document Generation

Auto-generate loan documents, statements, and disclosures.

Rate Configuration

Fixed, variable, or hybrid rate structures with automatic rate adjustments.

Portfolio Analytics

Real-time visibility into portfolio performance and delinquency trends.

Compliance Built-In

Automated regulatory compliance with disclosure and reporting requirements.

Calculate your payments

Use our interactive calculator to estimate monthly payments and total costs.

Loan Calculator

Calculate your monthly payments and total cost

$25,000.00
$1,000$100,000
8.5%
1%30%
36 months
6 months84 months

Payment Summary

Monthly Payment$789.19
Total Interest$3,410.78
Total Payment$28,410.78

Payment Breakdown

Principal
Interest

Ready to launch your installment loan product?

See how Paywallet can help you build and scale your lending program.